Minimum balance to open the account: You must deposit $100.00 to open this account.
Minimum balance to avoid imposition of fees: If your balance falls below $500.00 on any day in the monthly statement cycle, we will impose a service charge fee of $7.00 once during the statement cycle. This fee does not apply to customers 55 and over or full-time students (with proof of enrollment).
Additional Features: Account qualifies for Online Banking and Bill Pay
Minimum balance to open the account: You must deposit $100.00 to open this account.
Fees: A service charge fee of $10.00 will be charged each monthly statement cycle if the minimum monthly activity requirements are not met.
Minimum monthly activity requirements: To avoid the monthly service charge fee, you must meet the following requirements:
Additional Features: Account qualifies for Online Banking and Bill Pay
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will not be compounded on the account. Interest will be credited to your account monthly.
Minimum balance to open the account: You must deposit $1,500.00 to open this account.
Minimum balance to avoid imposition of fees: A service charge fee of $7.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits: Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Additional Features: Account qualifies for Online Banking and Bill Pay.
Limitations: For-Profit Organizations (e.g. Corporations, Partnerships, Associations, Business Trusts) not eligible for Now Account.
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will not be compounded. Interest will be credited to your account monthly.
Minimum balance to open the account: You must deposit $100.00 to open this account.
Minimum balance to obtain the annual percentage yield disclosed: You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits: Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Fees: A service charge fee of $10.00 will be charged each monthly statement cycle.
Additional Features: Account qualifies for Online Banking, Bill Pay and Membership Benefits. One box of standard color, wallet -sized, non-duplicate checks free at time of opening.
Limitations: For-Profit Organizations (e.g. Corporations, Partnerships, Associations, Business Trusts) not eligible for Now Account.
For additional benefits and features, click the link below to sign up:
Age Requirement: 55 years or older
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will not be compounded on the account. Interest will be credited to your account monthly.
Minimum balance to open the account: You must deposit $100.00 to open this account.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits: Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Additional Features: Account qualifies for Online Banking and Bill Pay. Free standard color, wallet-sized, non-duplicate checks included with account.
Limitations: For-Profit Organizations (e.g. Corporations, Partnerships, Associations, Business Trusts) not eligible for Now Account.
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will not be compounded. Interest will be credited to your account monthly.
Minimum balance to open the account: You must deposit $2,500.00 to open this account.
Minimum balance to avoid imposition of fees: A service charge fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits: Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Fees: A per item service charge fee of $10.00 will be charged for each debit transaction in excess of three (3) during a month.
Additional Features: Account qualifies for Online Banking and Bill Pay
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will be compounded daily. Interest will be credited to your account quarterly.
Minimum balance to open the account: You must deposit $50.00 to open this account.
Minimum balance to avoid imposition of fees: A service charge fee of $2.00 will be imposed every month if the balance in the account falls below $200.00 any day of the month.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits: Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Fees: A per item service charge fee of $0.50 will be charged for each debit transaction in excess of three (3) during a quarterly statement cycle.
Additional Features: Account qualifies for Online Banking
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency: Interest will be compounded daily. Interest will be credited to your account quarterly.
Minimum balance to open the account: You must deposit $10,000.00 to open this account.
Minimum balance to avoid imposition of fees: A service charge fee of $10.00 will be imposed every month if the balance in the account falls below $10,000.00 any day of the month.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits: Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Additional Features: Account qualifies for Online Banking
Rate Information: Your interest rate and annual percentage yield may change.
Frequency of rate changes: We may change the interest rate on your account at any time.
Determination of rate: At our discretion, we may change the interest rate on your account.
Minimum balance to obtain the annual percentage yield disclosed: You must maintain a minimum balance of $200.00 in the account each day to obtain the disclosed annual percentage yield.
Compounding and crediting frequency: Interest will be not be compounded. Interest will be credited to your account monthly.
Minimum balance to open the account: You must deposit $200.00 to open this account.
Daily balance computation method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits: Interest begins to accrue on the business day you deposit noncash items (for example, checks).
Transaction Limitation: Total annual deposits may not exceed maximum allowable by law. Withdraws must be for covered medical expenses.
Additional Features: Account qualifies for Online Banking
Looking to save money for the holidays? Look no further! Ask us about our Christmas Clubs.
* Fees may reduce earnings on account.
Online Banking and Bill Pay subject to approval.
| Type | Interest Rates | Minimum Balance to Open | Annual Percentage Yield (APY) |
|---|---|---|---|
| Customer First Checking | .03% | $100.00 | .03% |
| Senior Citizen's Checking | .03% | $100.00 | .03% |
| NOW Account | .03% | $1500.00 | .03% |
| Money Market Account | .05% | $2500.00 | .05% |
| Passbook Savings | .05% | $50.00 | .05% |
| Community Savings | .10% | $10,000.00 | .10% |
*denotes early withdraw penalties. 12 months or less is three months simple interest early withdraw penalty. More than 12 months is 6 months simple interest early withdraw penalty.
| Duration | Interest Rates | Minimum Balance to Open | Annual Percentage Yield (APY) |
|---|---|---|---|
| 32 Days | .02% | $1,000.00 | .02% |
| 91 Days | .05% | $1,000.00 | .05% |
| 6 Months | .05% | $1,000.00 | .05% |
| 9 Months | .05% | $1,000.00 | .05% |
| 12 Months | .05% | $1,000.00 | .05% |
| 15 Months | .12% | $1,000.00 | .12% |
| 18 Months | .12% | $1,000.00 | .12% |
| 24 Months | .18% | $1,000.00 | .18% |
| 36 Months | .30% | $1,000.00 | .30% |
| Type | Interest Rate | Minimum Balance to Open | Annual Percentage Yield (APY) |
|---|---|---|---|
| 1 Year (Fixed Rate) | .05% | $1,000.00 | .05% |
| Type | Interest Rate | Minimum Balance to Open | Annual Percentage Yield (APY) |
|---|---|---|---|
| HSA | .10% | $200.00 | .10% |
We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.
